Thailand Government Launches 'One House Per Person PLUS' Housing Loan Scheme with Special Initial Interest Rates
Post Today

Key summary
The Thai government has launched the 'One House Per Person PLUS' housing loan scheme through the Housing Finance Development Fund (HFDF), offering a total credit limit of 50,000 million baht. The HFDF began accepting applications on October 15, 2026, with special interest rates for eligible borrowers: 2.60% per annum for normal income groups in years 1-2, and 2.80% per annum for relaxed income groups in years 1-2. Monthly payments are estimated at approximately 3,600 baht for a 1 million baht loan amount. Applications can be submitted until December 30, 2027, or until the credit limit is exhausted.
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